Are mobile phones covered on home insurance?

 We all need to have insurance. Even if we never need to use it, it’s a good idea to have it in place. So, for example, it is a legal requirement if you drive a car. If you run a business, you will need public liability insurance, and it’s an idea to have some cover in addition to that as well. On the House front, many mortgage lenders insist on a home insurance policy in place before completion for the offer to be made. This raises specific questions, what is covered by the home and contents insurance package and if it includes the mobile phone.

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If you’ve gone to Vodafone Monaghan via King Communications and gotten a new phone or an updated package, it’s good to know if the contents cover it. The simple answer is that you should check your policy first and foremost or, if you are setting up a new approach, see if it’s covered. One thing to remember is that most repairs to phones are usually about the same price as, or are under, the excess you pay on the policy. 

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There are other alternatives. Many mobile phone providers offer insurance and screen protection. You could also look at the options afforded you in a packaged bank account. Many premium accounts offer you cover as part of the deal to have one. It’s covered in the monthly fee.